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Guides for the new-construction journey

What you actually need to know.

New construction works nothing like resale. Contracts, earnest money, warranties, MUD/PID taxes, mortgage timing — the playbook is different and the stakes are higher. We publish field-tested guides as we work through them.

  • Foundational

    How earnest money works on a new-construction home

    Builders treat earnest money differently than resale. Here's what's typical, what's negotiable, and where buyers get surprised.

    7 min read·By Sarah Chen·Updated Apr 2026
  • Process

    Reading a new-construction contract: the four sections that matter most

    Builder contracts are different from resale contracts. Four sections deserve disproportionate attention before you sign.

    8 min read·By Sarah Chen·Updated Apr 2026
  • Process

    When to lock your mortgage rate on a build that closes in 8 months

    Long lock options, float-down provisions, builder-paid rate buydowns. How to think about timing on a build that closes far in the future — and the expensive mistakes buyers make by treating new construction like a resale.

    9 min read·By Jordan Patel·Updated Apr 2026

More guides in the queue: contracts & addenda, earnest money & deposits, builder warranties, MUD/PID taxes, choosing a lender.

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